BEGIN:VCALENDAR PRODID;X-RICAL-TZSOURCE=TZINFO:-//com.denhaven2/NONSGML ri_cal gem//EN CALSCALE:GREGORIAN VERSION:2.0 BEGIN:VEVENT DESCRIPTION:March\, \;2010 &ndash\; The Fine Grind is sponsoring a sp ecial edition of its free seminar series Penny University\, entitled "Ho w to Find and Finance Your Dream Home\," this time on Saturday\, March 2 0 (instead of its regular Tuesday morning slot) from 4pm-6pm at their Ro ute 23 location.\nEnjoy a casual question and answer session with Licens ed Mortgage Advisor Susan Langdon from Coldwell Banker Mortgage services and see what homes are currently on the market in your area from Licens ed Real Estate Associate Stephanie Kirsch from Coldwell Banker Residenti al Brokerage. \;\nCome and find out how you can benefit from refinan cing your home at record low interest rates. Learn how you can benefit f rom the new extended tax credits for first time home buyers and current homeowners. Did you know that 100% of your down payment with an FHA loan can be a "gift"? As of April 4\, 2010\, \;the current lending rules and regulations will be changing\, so this is your chance to come and f ind out how it may affect you and your home.\nYou can walk in for a  \;cup of Joe and leave with your dream home! URL:http://millburn.patch.com/events/how-to-find-and-finance-your-dream-h ome SUMMARY:“How to Find and Finance Your Dream Home LOCATION:101 Newark Pompton Tpke\, Little Falls\, NJ 07424: 101 Newark Po mpton Tpke\, Little Falls\, NJ END:VEVENT END:VCALENDAR